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      <image:caption>Alerts for Mobile Banking Video</image:caption>
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      <image:caption>eStatements Video</image:caption>
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      <image:caption>SecureNow Video</image:caption>
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      <image:caption>man working on laptop in workshop</image:caption>
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      <image:caption>Insured Money Fund</image:caption>
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      <image:caption>The Peoples Bank Co.</image:caption>
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      <image:caption>Deanna Bowman</image:caption>
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      <image:loc>https://pbc.bank/wp-content/uploads/2024/01/Dylan1500x2200.png</image:loc>
      <image:caption>Dylan</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0005_MorganHeitkamp-2.png</image:loc>
      <image:caption>Morgan Heitkamp</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://pbc.bank/locations/rockford/</loc>
    <lastmod>2026-05-20T15:48:19+00:00</lastmod>
    <priority>0.8</priority>
    <changefreq>yearly</changefreq>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2026/05/Rockford-page-1024x357.png</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0001_RyanSipe-1.png</image:loc>
      <image:caption>Ryan Sipe</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0003_PaulaSmith-1.png</image:loc>
      <image:caption>Paula Smith</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://pbc.bank/locations/celina-wayne/</loc>
    <lastmod>2026-05-20T15:18:38+00:00</lastmod>
    <priority>0.8</priority>
    <changefreq>yearly</changefreq>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2021/11/WayneStPage-1024x357.png</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0030_CasieWerntz-1.png</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0004_NateKaup-1.png</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0021_KatyNisewarner-1.png</image:loc>
      <image:caption>Katy Nisewarner</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://pbc.bank/locations/celina-logan/</loc>
    <lastmod>2026-05-20T15:17:30+00:00</lastmod>
    <priority>0.8</priority>
    <changefreq>yearly</changefreq>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2026/05/LoganSt-Page-1024x357.png</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0032_BradBrookhart-2.png</image:loc>
      <image:caption>Brad Brookhart</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0008_MattSelhorst-1.png</image:loc>
      <image:caption>Matt Selhorst</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0015_KirstenCook-1.png</image:loc>
      <image:caption>Kirsten Cook</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://pbc.bank/locations/coldwater-north/</loc>
    <lastmod>2026-05-20T15:46:06+00:00</lastmod>
    <priority>0.8</priority>
    <changefreq>yearly</changefreq>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2026/05/NorthSt-Page-1024x357.png</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0033_AngieCox-1.png</image:loc>
      <image:caption>Angie Cox</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0022_JillHart-1.png</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://pbc.bank/locations/coldwater-main/</loc>
    <lastmod>2026-05-20T15:33:41+00:00</lastmod>
    <priority>0.8</priority>
    <changefreq>yearly</changefreq>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2026/05/Main-Page-1024x357.png</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0028_DanBroering-1.png</image:loc>
      <image:caption>Dan Broering</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0002_RachelKoesters-1.png</image:loc>
      <image:caption>Rachel Koesters</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0025_JaceHoman-1.png</image:loc>
      <image:caption>Jace Homan</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2026/05/MattM1500x2200.png</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2026/05/Kylie1500x2200.png</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0017_KerriLauber-1.png</image:loc>
      <image:caption>Kerri Lauber</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2025/09/pbc-_0026_ErickaBecker-1.png</image:loc>
      <image:caption>Ericka Becker</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2022/03/Marilyn-Osterholt.jpg</image:loc>
      <image:caption>Marilyn Osterholt</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://pbc.bank/about-us/history/</loc>
    <lastmod>2026-01-22T15:56:03+00:00</lastmod>
    <priority>0.9</priority>
    <changefreq>yearly</changefreq>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2022/05/1928insidebank.jpg</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://pbc.bank/about-us/site-info/disclosures/</loc>
    <lastmod>2026-05-12T20:31:16+00:00</lastmod>
    <priority>0.8</priority>
    <changefreq>yearly</changefreq>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2022/01/Peoples-Bank-Company021-1024x681.png</image:loc>
      <image:caption>The Peoples Bank Co. Disclosures</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://pbc.bank/about-us/site-info/sitemap/</loc>
    <lastmod>2022-04-21T14:01:22+00:00</lastmod>
    <priority>0.7</priority>
    <changefreq>yearly</changefreq>
  </url>
  <url>
    <loc>https://pbc.bank/about-us/site-info/fraud-policy/</loc>
    <lastmod>2022-04-21T13:56:03+00:00</lastmod>
    <priority>0.9</priority>
    <changefreq>yearly</changefreq>
  </url>
  <url>
    <loc>https://pbc.bank/about-us/site-info/terms-of-use/</loc>
    <lastmod>2025-12-19T15:17:33+00:00</lastmod>
    <priority>0.9</priority>
    <changefreq>yearly</changefreq>
  </url>
  <url>
    <loc>https://pbc.bank/about-us/site-info/privacy-policy/</loc>
    <lastmod>2024-07-09T12:15:09+00:00</lastmod>
    <priority>0.9</priority>
    <changefreq>yearly</changefreq>
  </url>
  <url>
    <loc>https://pbc.bank/about-us/site-info/</loc>
    <lastmod>2023-01-03T16:10:38+00:00</lastmod>
    <priority>0.7</priority>
    <changefreq>yearly</changefreq>
  </url>
  <url>
    <loc>https://pbc.bank/contact-us/</loc>
    <lastmod>2026-08-18T14:00:58+00:00</lastmod>
    <priority>0.7</priority>
    <changefreq>yearly</changefreq>
  </url>
  <url>
    <loc>https://pbc.bank/locations/</loc>
    <lastmod>2023-01-17T20:51:50+00:00</lastmod>
    <priority>0.8</priority>
    <changefreq>yearly</changefreq>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2022/01/coldwater-main.jpg</image:loc>
      <image:caption>Coldwater Main Branch</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2022/01/north-st-loc.jpg</image:loc>
      <image:caption>Coldwater North Street</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2022/01/celina-branch.jpg</image:loc>
      <image:caption>Celina Logan Street Branch</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2022/01/wayne-st-loc.jpg</image:loc>
      <image:caption>Celina Wayne Street Branch</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2022/01/burk-branch.jpg</image:loc>
      <image:caption>Burkettsville Branch</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2022/01/rockford-branch.jpg</image:loc>
      <image:caption>Rockford Branch</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2022/01/stmarys.jpg</image:loc>
      <image:caption>St Marys Branch</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://pbc.bank/about-us/</loc>
    <lastmod>2025-10-22T14:00:17+00:00</lastmod>
    <priority>0.8</priority>
    <changefreq>yearly</changefreq>
    <image:image>
      <image:loc>https://pbc.bank/wp-content/uploads/2022/01/featured-about-1.jpg</image:loc>
      <image:caption>The Peoples Bank Co.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://pbc.bank/category/uncategorized/</loc>
    <priority>0.6</priority>
    <changefreq>weekly</changefreq>
  </url>
</urlset>