View our Privacy Notice:
|FACTS||WHAT DOES THE PEOPLES BANK CO. DO WITH YOUR PERSONAL INFORMATION? Rev. 5/2018|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:· Social Security number· Account balances· Payment history· Transaction history· Credit history· Checking account informationWhen you are no longer our customer, we continue to share your information as described in this notice.|
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Peoples Bank Co. chooses to share; and whether your can limit this sharing.|
|Reasons we can share your personal information||Does The Peoples Bank Co. share?||Can you limit this sharing?|
|For our everyday business purposes-Such as to process your transactions, maintain your accounts (s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes –To offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||No||No|
|For our affiliates’ everyday business purposes-information about your transactions and experiences||No||No|
|For our affiliates’ everyday business purposes-Information about your creditworthiness||No||We don’t share|
|For our affiliates to market to you||No||We don’t share|
|For non-affiliates to market to you||No||We don’t share|
|Questions?||Call toll free 1-866-PBC-Bank (722-2265)|
|Who are we|
|Who is providing this notice?||The Peoples Bank Co.|
|What we do|
|How does The Peoples Bank Co. protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information including limiting employee access.|
|How does The Peoples Bank Co. collect my personal information?||We collect your personal information, for example, when youOpen an accountDeposit moneyApply for a loanUse your credit or debit cardShow your driver’s license|
|Why can’t I limit all sharing?||Federal law gives you the right to limit onlySharing for affiliates’ everyday business purposes-information about your creditworthinessAffiliates from using your information to market to youSharing for non-affiliates to market to youState laws and individual companies may give you additional rights to limit sharing.|
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.The Peoples Bank Co. does not share with our affiliates.|
|Non-affiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.The Peoples Bank Co. does not share with non-affiliates so they can market to you.|
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.The Peoples Bank Co. doesn’t jointly market|
We will keep your secrets.
The Peoples Bank Co. realizes that information is critical to providing quality service and products. We also recognize that one of our most important assets is our customers’ trust so the confidentiality and safekeeping of our customer information must be a priority.
The Peoples Bank Co. collects, retains, and uses information about individual customers only when we believe it would be useful (and allowed by law) in the administering of our business and to provide products, services and other opportunities to customers. This information is obtained from applications, transactions and consumer report information.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
The Peoples Bank Co. makes disclosures to third parties only as permitted by law.
At The Peoples Bank Co. we continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information, please notify us. We will investigate your concerns and correct any inaccuracies.