A quick approval process along with low closing cost make PBC your best choice for your loan.
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Mortgage Loans
- Fixed Rate Loans
- Adjustable Rate Loans
- Home Buyer Assistance (HBA) with down payment as low as 10%
- Quick Approval
- Low Closing Costs
- Decisions are made right here in you home town!
Home Equity Loans
- Renovations
- College
- Pay off other Debt
- Reduce your interest rate
- Use the equity in your home to do the things you want!
Construction Loans
- No Costly inspections after each draw
- Unlimited draws during the construction period
- May Require as little as 10% down
- No fees on construction draws
Our Rates
Your dream home can become a reality with a little help from us. We have options to fit your mortgage needs.
Your Dream Home can become a reality with a little help from us.
We have options to fit your mortgage needs.
Why trust us to manage your loans?
- We are a community bank, so all the loan decisions are made here by people who know you and your community.
- Quick approval and closings. You are driving your new car or moving into your new home while others are still waiting for the bank to call them back.
- County records show we are consistently one of Mercer County's leaders in real estate lending.
- You deal with us from the beginning to the end - You get your loan here, you make your payments here, your documents are kept here, your questions are answered here, and you pay off your loan here.
- Complete line of loan services plus the expertise to help you decide which option is best for you
- Lower closing costs than many of our competitors.
The Nationwide Mortgage Licensing System & Registry (NMLS)
The Nationwide Mortgage Licensing System & Registry (NMLS) is the legal system of record database for online registration and licensing of mortgage lenders/brokers, professionals or regulators in all participating states, the District of Columbia and U.S. Territories. NMLS was created by state mortgage regulators in 2004 as a response to the increased volume and variety of residential mortgage originators and the need to address these changes with modern tools and authorities.
You may visit the NMLS Consumer Access page, which is a free online service that allows consumers to verify state licenses of a mortgage professional or mortgage company with whom he or she wishes to conduct mortgage business.
The Peoples Bank Co. is licensed through the Nationwide Mortgage Licensing System & Registry, with NMLS ID #609372. The following is the list of our Bank’s Mortgage Loan Originators and their respective NMLS ID numbers.
Burkettsville Branch
Dylan Graham #2466604
Steve Schmidt #638393
Celina, Logan Street Branch
Brad Brookhart #1106628
Matt Selhorst #1777070
Celina, Wayne Street Branch
Casie Werntz #2406502
Nate Kaup #2267040
Coldwater, Main Branch
Dan Broering #638386
Jace Homan #1563512
Shirley Pleiman #638390
Rachel Koesters #638388
Matt McCollum #1867315
Kylie Houser #1437528
Rockford Branch
Ryan Sipe #638398
St. Marys Branch
Linda Vogel #638396
Brooks Topp #1128784