As a locally owned and operated bank, we are in the best position to understand your financial needs and give you the kind of personal service you want and deserve. Our employees and directors are your friends and neighbors and they have the same dreams and concerns that you do. All our decisions are made here locally, so we can respond to your needs in a quick and timely manner. Many times our customers are driving their new car or moving into their new home before other banks would have responded to their loan requests. If you are looking for a product or service that is custom designed especially for you, we may be able to help you because as a community bank we have more flexibility than many of the bigger banks.