THESE TERMS GOVERN THE USE OF THIS WEB SITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS THE WEB SITE. BY ACCESSING THE WEB SITE OR ANY OF ITS PAGES, YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

This web site has been established by The Peoples Bank Co. for the sole purpose of conveying information about The Peoples Bank Co.’s products and services and to allow communication between The Peoples Bank Co. and its customers. Information that appears on this web site should be considered an advertisement. Nothing contained in any page on this site takes the place of The Peoples Bank Co.’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in The Peoples Bank Co.’s agreements and disclosures, the agreements and disclosures will control.

From time to time The Peoples Bank Co. may place links to other web sites on this page. The Peoples Bank Co. has no control over any other web site and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page.

The information and materials contained in this web site are owned by The Peoples Bank Co. or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

The Peoples Bank Co. makes no warranties of any kind regarding the products and services advertised on this site. The Peoples Bank Co. will use reasonable efforts to ensure that all information displayed is accurate; however, The Peoples Bank Co. expressly disclaims any representation and warranty, expressed and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Peoples Bank Co. is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise)–including direct, indirect, consequential and incidental damages, that results from the access of or use of this site. This limitation includes, but is not limited to, the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if The Peoples Bank Co. has been informed of the possibility of such loss or damage.

This agreement may be changed from time to time by posting the new Terms of Use on the web site. All users agree to be subject to this agreement as it changes from time to time.

This agreement and the use of this web site are governed by the laws of the state of Ohio.